Writing a check may seem like a lost art in today’s digital world, but it’s still a necessary skill to have. Whether you’re paying rent, settling a debt, or making a donation, a check provides a clear and tangible record of your payment. Here’s how to write a check in 6 simple steps:
- Date: Write the current date on the top right side of the check. This is the date the check will be considered “written.”
- Payee: Write the name of the person or organization you’re paying in the “Pay to the Order of” line. Be sure to spell the name correctly.
- Amount in Numbers: Write the amount of the check in numbers on the line next to the “Pay to the Order of” line. Make sure to include the dollars and cents, and use the fraction format for cents (e.g. $100.00).
- Amount in Words: Write the amount of the check in words on the line below the “Pay to the Order of” line. Start with the dollar amount, then write “and” followed by the cent amount (e.g. “One hundred and 00/100”).
- Signature: Sign your name on the bottom right line. This signature authorizes the bank to deduct the specified amount from your account.
- Memo: The “Memo” line, located on the bottom left side of the check, is optional. You can use it to write a note or reference number for your own records.
By following these simple steps, you can write a check that is clear, legible, and easy to process. Remember to always keep your checkbook and personal information secure, and only write checks to trusted recipients.